FHA VS Conventional loan programs in Waverly, Pike County, Ohio

In 2026, the limit for a Conventional loan in Waverly, Pike county, OH, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's premier rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to help select the optimal program in OH for your financial needs.

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2026 Loan Limits and Down Payment Details in Waverly, Pike, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for the zip codes: 45690

Conventional and FHA Loan Options in Waverly, OH

Lendersa® aspires to secure the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting methods to find matching lenders and appropriate loan programs.

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Waverly Lenders

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more