FHA VS Conventional loan programs in Wellston, Jackson County, Ohio

In the year 2025, the lending cap for a conventional loan in Wellston, county of Jackson, OH is $726,200, whereas the FHA cap for a single-family home is $472,030.

The Lendersa® Conventional loan calculator assists in comparing the best rates available today for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator presents you with side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, simplifying the decision on which program in OH suits your financial needs best.

Compare offers from over 100 lenders

Loan limits and down payment requirements for 2025 in Wellston, county of Jackson, OH

Type of Loan Maximum Loan Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for the following zip codes: 45692

Options for Conventional and FHA loans in Wellston, OH

Lendersa® strives to secure the fastest and most convenient Conventional, USDA, or FHA loans for you. Choose from three entry points to connect with suitable lenders and loan programs.

Results of Lendersa's USDA loan request matching


  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
  • Plus4 Credit Union
  • 9998 Almeda Genoa Road, Houston, TX, 77075
  • Since 1929, Plus4 Credit Union has proudly served the financial needs of postal workers. But today, our passion for empowering families with affordable financial solutions extends to a wide variety of members. That's why we changed our name to Plus4 Credit Union. Our new name honors our proud postal heritage while laying the foundation
  • Galan Mortgage LLC
  • 8822 Dexter Street, Houston, TX, 77075
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"