FHA VS Conventional loan in Wellston, Jackson County, Ohio

In the year 2025, the lending cap for a conventional loan in Wellston, county of Jackson, OH is $726,200, whereas the FHA cap for a single-family home is $472,030.

The Lendersa® Conventional loan calculator assists in comparing the best rates available today for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator presents you with side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, simplifying the decision on which program in OH suits your financial needs best.

Compare offers from over 100 lenders

Loan limits and down payment requirements for 2025 in Wellston, county of Jackson, OH

Type of Loan Maximum Loan Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for the following zip codes: 45692

Options for Conventional and FHA loans in Wellston, OH

Lendersa® strives to secure the fastest and most convenient Conventional, USDA, or FHA loans for you. Choose from three entry points to connect with suitable lenders and loan programs.

Results of Lendersa's USDA loan request matching


  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
  • SIU Credit Union
  • 395 N Giant City Rd, Carbondale, IL, 62902
  • SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
  • Artisans' Bank
  • 2961 Centerville Road, Wilmington, DE, 19808
  • The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
  • Southwind Mortgage Services
  • 208 Bucktail Drive, Wilmington, DE, 19808
  • Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
  • State Bank of the Lakes, National Association
  • 440 Lake St., Antioch, IL, 60002
  • State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • H.I.P. Mortgage Co.
  • 1590 Adamson Parkway, Suite 120, Atlanta, GA, 30360
  • Shiba Robinson a dedicated mortgage professional that has worked on both ends of the spectrum. Shiba believe that together, true professionals are capable of anything! My goal is to make the dream of home ownership come true for YOU. Working hard and fixing problems is my specialty. Let me put in some work for you and we can be successful together!