Explore the differences! FHA VS Conventional loan programs in Greenfield, Highland County, Ohio

In 2026, the conventional loan limit in Greenfield, within the county of Highland, OH, is set at $726,200, while the FHA limit for a single-family home is $472,030.

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Loan calculator comparison tool

Leverage the Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents required for qualifying. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the best program in OH tailored to your financial needs.

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Loan limits and down payment requirements for 2026 in Greenfield, county of Highland, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 45123

Exploring Conventional and FHA loan options in Greenfield, OH

The goal of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three pathways leading to matched lenders and loan programs.

  1. Complete an optimal request with Conventional/USDA/FHA loan focus
  2. Discover USDA, FHA, and Conventional rates & terms upfront
  3. Explore the comprehensive database of Conventional lenders
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Greenfield Lenders


  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio

  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio

  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio

  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio

  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio

  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio

  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • Lends in Ohio

  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Lends in Ohio

  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio

  • YS Federal Credit Union
  • 217 Xenia Avenue, Yellow Springs, OH, 45387
  • Lends in Ohio

  • Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
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