FHA VS Conventional loan in Columbus, Franklin County, Ohio
In the year 2026, the limit for a conventional loan in Columbus, situated within Franklin county, OH, is $726,200. In comparison, the FHA limit for a single-family home is set at $488,750.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you choose the right program in OH.
Loan limits and downpayment requirements for 2026 in Columbus, Franklin county, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$351,400
0%
FHA
$488,750
3.5%
This comparison pertains to the following zip codes: 43026
Conventional and FHA Loan Options in Columbus, OH
Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loan options quickly and easily. Choose one of three starting points to find matching lenders and loan programs.
At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
Lends in Ohio
Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Lends in Ohio
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
