FHA VS Conventional loan programs in Columbus, Franklin County, Ohio

In the year 2025, the limit for a conventional loan in Columbus, situated within Franklin county, OH, is $726,200. In comparison, the FHA limit for a single-family home is set at $488,750.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you choose the right program in OH.

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Loan limits and downpayment requirements for 2025 in Columbus, Franklin county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This comparison pertains to the following zip codes: 43026, 43109, 43054, 43220, 43221, 43222, 43223, 43224, 43081, 43228, 43227, 43211, 43213, 43212, 43215, 43214, 43217, 43219, 43002, 43004, 43068, 43085, 43240, 43229, 43235, 43232, 43231, 43230, 43119, 43110, 43017, 43016, 43137, 43210, 43202, 43203, 43201, 43206, 43207, 43204, 43205, 43209, 43218, 43236, 43251, 43260, 43266, 43268, 43270, 43271, 43272, 43279, 43287, 43291

Conventional and FHA Loan Options in Columbus, OH

Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loan options quickly and easily. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Freedom Bank
  • 4211 Pleasant Valley Road, Chantilly, VA, 20151
  • Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
  • Empower Home Mortgage LLC
  • 4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
  • Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
  • UNITED MORTGAGE CORPORATION
  • 4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
  • United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
  • R&F Commercial Debt and Equity
  • 3684 Centerview Dr, Chantilly, VA, 20151
  • "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought. We are here to help you create a plan to pay for senior living.
  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first. This credit union is federally insured by the NCUA. Non-deposit investment products and services are offered through CUSO Financial Services
  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • FOOTE CAPITAL MORTGAGE COMPANY
  • 17 East High Street, Suite 102, Carlisle, PA, 17013
  • Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
  • The First National Bank of Brownstown
  • 108 E. Main Street, Brownstown, IL, 62418
  • The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.
  • Dominion First Mortgage Corporation
  • 9431 Main St, Manassas, VA, 20110
  • Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.