FHA VS Conventional loan programs in 2025 for Columbus, Franklin County, Ohio

In 2025, Convetional loan limit in Columbus, county of Franklin, OH is $726,200 while FHA limit is $488,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Columbus, county of Franklin, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

The comparison table applies to zip codes: 43026, 43109, 43054, 43220, 43221, 43222, 43223, 43224, 43081, 43228, 43227, 43211, 43213, 43212, 43215, 43214, 43217, 43219, 43002, 43004, 43068, 43085, 43240, 43229, 43235, 43232, 43231, 43230, 43119, 43110, 43017, 43016, 43137, 43210, 43202, 43203, 43201, 43206, 43207, 43204, 43205, 43209, 43218, 43236, 43251, 43260, 43266, 43268, 43270, 43271, 43272, 43279, 43287, 43291

Conventional and FHA loan options in Columbus, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • American United Mortgage
  • 42820 Albrae Street, Fremont, CA, 94538
  • American United Mortgage Corp has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers and home owners in California. Our mission is to provide you with the best mortgage. That is why unlike our competition, we put our clients needs first.
  • DIVERSIFIED MORTGAGE GROUP
  • 39300 Civic Center Drive, Suite 100, Fremont, CA, 94538
  • DIVERSIFIED MORTGAGE The best way to find out what mortgage is best for your home purchase is to get preapproved with a Diversified Mortgage Group loan officer. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.
  • Salimi Investments
  • 44836 South Grimmer Boulevard, Fremont, CA, 94538
  • Salimi Investments, we personalize services based on your needs. Whether you are a first-time home buyer beginning your journey of homeownership, a first-time home seller, or a savvy investor who would like to sell your investment property and diversify your return into multiple real estate channels using we can draw a map towards your success
  • CalNest Financial & Realty Corporation
  • 43731 Boscell Road, Fremont, CA, 94538
  • CalNest Financial & Realty was established in 2009. It is a full-service home purchase agency that integrates housing sales and loans. The company is located in Fremont, Fremont, California, San Francisco Bay Area. It is located in the Silicon Valley region. It has unique geographical advantages and insights into technology, finance,
  • First Rate Mortgage
  • 3100 Mowry Ave Ste 401, Fremont, CA, 94538
  • First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.
  • Providential Mortgage
  • 42808 Christy St, Ste 226, Fremont, CA, 94538
  • Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity
  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.
  • Amerimac Cal-West Financial
  • 1038 Leigh Ave, Suite 218, San Jose, CA, 95126
  • Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.
  • Mortgage Magic
  • 1625 The Alameda, Suite 401, San Jose, CA, 95126
  • "Mortgage Magic is a Mortgage Brokerage located in San Jose CA. Mortgage Magic began operation on April 1st, 1990. Originally we were a one person operation, and on January 16th, 1991 we incorporated with a total capitalization of only $600! This year we will assist almost 700 customers satisfying their mortgage needs!"
  • MOA Financial Group, Inc.
  • 1922 The Alameda, Suite 314, San Jose, CA, 95126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all, quality service and individual attention. Thanks to our loyal clients like you, we continue to stand strong since our establishment in 2005 and we are truly grateful for your trust.
  • Milan Real Estate Group
  • 1310 Saddle Rack Street, Suite 452, San Jose, CA, 95126
  • "Whether you’re buying or selling a home (or both), your success hinges upon the expert advice and services provided by your real estate agent. Our team is committed to providing our clients with professional services based on our experience, knowledge and skills. We’ve filled this website with tips and resources to help you quickly"