FHA VS Conventional loan programs in 2025 for Columbus, Franklin County, Ohio

In the year 2025, the limit for a conventional loan in Columbus, situated within Franklin county, OH, is $726,200. In comparison, the FHA limit for a single-family home is set at $488,750.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, helping you choose the right program in OH.

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Loan limits and downpayment requirements for 2025 in Columbus, Franklin county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This comparison pertains to the following zip codes: 43026, 43109, 43054, 43220, 43221, 43222, 43223, 43224, 43081, 43228, 43227, 43211, 43213, 43212, 43215, 43214, 43217, 43219, 43002, 43004, 43068, 43085, 43240, 43229, 43235, 43232, 43231, 43230, 43119, 43110, 43017, 43016, 43137, 43210, 43202, 43203, 43201, 43206, 43207, 43204, 43205, 43209, 43218, 43236, 43251, 43260, 43266, 43268, 43270, 43271, 43272, 43279, 43287, 43291

Conventional and FHA Loan Options in Columbus, OH

Lendersa® is committed to providing you with the best Conventional, USDA, or FHA loan options quickly and easily. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
  • EFCU Financial Federal Credit Union
  • 10719 Airline Highway, Baton Rouge, LA, 70816
  • EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
  • Standard Mortgage Corporation
  • 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
  • At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
  • Highcrest Home Lending
  • 4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
  • Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle. We pledge to provide top-notch customer service & the most competitive loan products to our clients"
  • Reliant Mortgage
  • 11741 Market Place Ave., Baton Rouge, LA, 70816
  • Reliant Mortgage, we want to create enduring relationships with our clients! This way you can feel assured that you have found your one-stop shop mortgage company for many years to come. The Reliant Mortgage team is here to assist you in your home buying needs, whether big or small. We help anyone
  • Mortgage Financial Services
  • 10922 Coursey Blvd, Suite B, Baton Rouge, LA, 70816
  • Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process.
  • OneStop Financial Services LLC
  • 2704 Rew Circle, Suite 105A, Ocoee, FL, 34761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Guaranty State Bank and Trust Company
  • 201 South Mill Street, Beloit, KS, 67420
  • The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
  • The First National Bank of Beloit
  • 101 East Main Street, Beloit, KS, 67420
  • As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
  • Farmway Credit Union
  • 200 S Hersey Avenue, Beloit, KS, 67420
  • A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.