Explore the differences! FHA VS Conventional loan programs in Upper-Arlington, Franklin County, Ohio
In the year 2026, within the city of Upper-Arlington, county Franklin, in OH, the Conventional loan limit is $647,200, while an FHA loan is capped at $439,300 for single-family homes.
Use the Lendersa® Conventional loan calculator to explore today's top Conventional, FHA, and USDA rates. Assess income, credit, reserves, and documents needed. Our comprehensive mortgage calculator allows you to view side-by-side comparisons of Conforming, USDA, FHA, and VA loans, guiding your choice for the best program in OH for your financial situation.
Loan limits and down payment requirements for 2026 in Upper-Arlington, Franklin, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$318,300
0%
FHA
$439,300
3.5%
This table is applicable to the following zip codes: 43220
Options for Conventional and FHA loans in Upper-Arlington, OH
The aim of Lendersa® is to offer the best loan options, whether it's a Conventional, USDA, or FHA loan, quickly and without any fuss. Start with one of three options designed to match you with lenders and loan programs.
1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
Lends in Ohio
Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Lends in Ohio
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
Lends in Ohio
Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
3530 Snouffer Road, Suite 100, Columbus, OH, 43235
Lends in Ohio
Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
