FHA VS Conventional loan programs in Upper-Arlington, Franklin County, Ohio

In the year 2025, within the city of Upper-Arlington, county Franklin, in OH, the Conventional loan limit is $647,200, while an FHA loan is capped at $439,300 for single-family homes.

Use the Lendersa® Conventional loan calculator to explore today's top Conventional, FHA, and USDA rates. Assess income, credit, reserves, and documents needed. Our comprehensive mortgage calculator allows you to view side-by-side comparisons of Conforming, USDA, FHA, and VA loans, guiding your choice for the best program in OH for your financial situation.

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Loan limits and down payment requirements for 2025 in Upper-Arlington, Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This table is applicable to the following zip codes: 43220, 43221, 43212

Options for Conventional and FHA loans in Upper-Arlington, OH

The aim of Lendersa® is to offer the best loan options, whether it's a Conventional, USDA, or FHA loan, quickly and without any fuss. Start with one of three options designed to match you with lenders and loan programs.

Lendersa USDA loan matching results


  • The Farmers Bank of Mt. Pulaski
  • 130 South Washington Street, Mount Pulaski, IL, 62548
  • The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
  • CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION
  • 1005 North Glebe Road, Suite 100, Arlington, VA, 22201
  • Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
  • Glatco Credit Union
  • 53 S Main Street, Spring Grove, PA, 17362
  • Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
  • First Washington Mortgage, LLC
  • 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
  • First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
  • Cornerstone First Financial
  • 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
  • Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.