FHA VS Conventional loan programs in 2026 for West-Jefferson, Madison County, Ohio
In 2026, the conventional loan limit for West-Jefferson, located in the county of Madison, OH, is $647,200. Meanwhile, the FHA limit for a single-family residence is $439,300.
Utilize Lendersa® Conventional loan calculator to compare today's prime rates between Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in OH tailored to your financial situation.
2026 Loan Limits and Downpayment Requirements in West-Jefferson, County of Madison, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$318,300
0%
FHA
$439,300
3.5%
This table reflects the zip codes: 43119
Conventional and FHA Loan Opportunities in West-Jefferson, OH
Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan, without hassle. Select one of three initial pathways to connect with matching lenders and suitable loan programs.
At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
