FHA VS Conventional loan programs in 2026 for Hilliard, Franklin County, Ohio

In 2026, the conventional loan cap in Hilliard, county of Franklin, OH stands at $726,200, while the FHA limit is $488,750 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage tool, view Conforming Conventional loans, USDA, FHA, and VA options side by side to find the most suitable program for your financial needs in OH.

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Loan Limits & Down Payment Requirements for 2026 in Hilliard, Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

Table applies to ZIP codes: 43026

Discover Conventional and FHA Loan Options in Hilliard, OH

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three paths that align you with suitable lenders and loan offerings.

Results for Lendersa USDA loan requests


  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned

  • Mortgage And Real Estate Help
  • 2130 Wealthy St SE, Grand Rapids, MI, 49506
  • Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.

    Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.

  • Lakeside Mortgage Lending
  • 939 Lakeside Drive South East, Grand Rapids, MI, 49506
  • At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.

  • EB Wholesale
  • 2361 Palm Dale Drive, Southwest Wyoming, MI, 49519
  • We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.

  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.

  • Boda Finance LLC
  • 6111 Harrison St .3rd Floor, Merrillville, IN, 46410
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!

  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has
    been proud to offer our members a complete array of financial services including debit

  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments

  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages.

    Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.

  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.