Explore the differences! FHA VS Conventional loan programs in North-Baltimore, Wood County, Ohio

In 2026, the Conventional loan limit for North-Baltimore in Wood county, OH, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in choosing the best program in OH for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in North-Baltimore, County of Wood, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 45872

Options for Conventional and FHA Loans in North-Baltimore, OH

Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Select one of three starting points that lead to matching lenders and loan programs.

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North-Baltimore Lenders

  • OHIO HOME FINANCE, Ltd.
  • 5550 Twp Rd 93, Mc Comb, OH, 45858
  • Lends in Ohio
  • Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.

  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • Lends in Ohio
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans

  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Lends in Ohio
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.

  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • Lends in Ohio
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers

  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Lends in Ohio
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.

  • The Henry County Bank
  • 122 East Washington Street, Napoleon, OH, 43545
  • Lends in Ohio
  • The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Lends in Ohio
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • Lends in Ohio
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.

  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Lends in Ohio
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process