Explore the differences! FHA VS Conventional loan programs in North-Baltimore, Wood County, Ohio

In 2026, the Conventional loan limit for North-Baltimore in Wood county, OH, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in choosing the best program in OH for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in North-Baltimore, County of Wood, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 45872

Options for Conventional and FHA Loans in North-Baltimore, OH

Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Select one of three starting points that lead to matching lenders and loan programs.

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  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending

    TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac

  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve

  • The Rate Outlet
  • 440 NE 4th Ave, Fort Lauderdale, FL, 33301
  • We are The Rate Outlet, Florida’s leading mortgage provider. Buy or refinance your home in less than 20 days. Low rates without wasting any time. Since 2010, The Rate Outlet has been a leader in the South Florida market and has served over 10, 000 clients. We are a mortgage company that can close your home loan in an average of 14-21 days.

  • Wholesale Direct Mortgages LLC
  • 401 East Las Olas Blvd, Suite 1400, Fort Lauderdale, FL, 33301
  • At Wholesale Direct Mortgages, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work seven days a week this allows us to get you the best rates on all types of loan programs

  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.

  • JLM Capital LLC
  • 515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
  • We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.

  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.

  • Lendz Financial
  • 300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
  • Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.