FHA VS Conventional loan programs in Gallipolis, Gallia County, Ohio

In 2025, Convetional loan limit in Gallipolis, county of Gallia, OH is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Gallipolis, county of Gallia, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 45631

Conventional and FHA loan options in Gallipolis, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lenderly Finance
  • 4808 Baldwin Avenue, Suite 103, Temple City, CA, 91780
  • "We’re making getting a mortgage easier than ever before. Lenderly Finance has an experienced team of brokers on staff. Lenderly Finance is a Mortgage Broker who is committed to provide excellent support, and service. We give you options that make your home purchase or refinance easier."
  • Provident Financial Group
  • 5948 Temple City Boulevard, Temple City, CA, 91780
  • Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
  • Comres Mortgage Inc
  • 5954 Temple City Boulevard, Temple City, CA, 91780
  • Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.
  • California Loan Source
  • 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
  • The California Loan Source, you will be served by professional real estate financing professionals who are dedicated to help you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages. Whatever you need, we will
  • OGI Mortgage Bankers
  • 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
  • Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
  • Residential Lending Solutions Co.
  • 4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
  • Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.
  • Capitalend Home Loans
  • 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
  • Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
  • Kind Lending, LLC
  • 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
  • "At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department. We continue to grow rapidly and have several open positions to fill."
  • OnY Glo, Inc., Las Vegas, NV Branch
  • 6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
  • LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
  • Smart Choice Realty & Mortgage Finance Inc
  • 15 Macarthur Pl, Santa Ana, CA, 92707
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
  • Front Door Funding
  • 402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
  • "In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business. By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."