FHA VS Conventional loan programs in Ironton, Lawrence County, Ohio

In 2025, the Conventional loan limit within Ironton, in Lawrence county, OH, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the best program for your financial scenario in OH.

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2025 Loan Limits and Downpayment Requirements in Ironton, Lawrence, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to specific zip codes: 45638

Explore Conventional and FHA Loan Options in Ironton, OH

The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without added hassle. Start by selecting from three paths to find matching lenders and loan programs.

Lendersa - Results from USDA loan requests


  • Foothills Credit Union
  • 7990 W Alameda Ave, Lakewood, CO, 80226
  • Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
  • Credit Union of Denver
  • 9305 W. Alameda Ave, Lakewood, CO, 80226
  • As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
  • Colorado Mortgage Loan
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
  • Land Above Ground Mortgage Inc
  • 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Chariot Financial
  • 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
  • Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
  • Family Mortgage CO, Inc.
  • 2203 N. Taft Ave, Loveland, CO, 80538
  • Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
  • M2 Home Loans LLC
  • 3442 Windsor Court, Loveland, CO, 80538
  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight