Explore the differences! FHA VS Conventional loan programs in Ironton, Lawrence County, Ohio

In 2026, the Conventional loan limit within Ironton, in Lawrence county, OH, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the best program for your financial scenario in OH.

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2026 Loan Limits and Downpayment Requirements in Ironton, Lawrence, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to specific zip codes: 45638

Explore Conventional and FHA Loan Options in Ironton, OH

The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without added hassle. Start by selecting from three paths to find matching lenders and loan programs.

Lendersa - Results from USDA loan requests


Ironton Lenders

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,