Explore the differences! FHA VS Conventional loan programs in Ironton, Lawrence County, Ohio

In 2026, the Conventional loan limit within Ironton, in Lawrence county, OH, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the best program for your financial scenario in OH.

Discover offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Ironton, Lawrence, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to specific zip codes: 45638

Explore Conventional and FHA Loan Options in Ironton, OH

The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without added hassle. Start by selecting from three paths to find matching lenders and loan programs.

Lendersa - Results from USDA loan requests


  • Peoples Bank
  • 9204 Columbia Avenue, Munster, IN, 46321
  • For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.

  • The Bank of Glen Burnie
  • 106 Padfield Blvd, Glen Burnie, MD, 21061
  • Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.

  • Alternative Capital Funding
  • 1916 South Crain Highway, Glen Burnie, MD, 21061
  • Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.

  • Service 1st Mortgage, INC
  • 14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
  • Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.

  • Capital Funding Bancorp Inc
  • 1422 Clarkview Road, Baltimore, MD, 21209
  • "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.

    With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"

  • Associated Credit Union
  • 6251 Crooked Creek Road, Peachtree Corners, GA, 30092
  • For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.

  • Premier Loan Center Inc
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.

  • Financial Choices Corporation
  • 4090 Amberfield Circle, Norcross, GA, 30092
  • Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied