Explore the differences! FHA VS Conventional loan programs in South-Point, Lawrence County, Ohio

In 2026, the Conventional loan limit for South-Point, located in Lawrence, OH is $647,200. In comparison, the FHA limit for a single-family home is $420,680, providing key thresholds needed by prospective homeowners.

Utilize the Lendersa® Conventional loan calculator to examine the best rates available today for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA options side-by-side, aiding you in selecting the most suitable program in OH for your financial status.

Review loan offers from a hundred lenders

Loan Limits and Downpayment Requirements for 2026 in South-Point, County of Lawrence, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 45680

Available Options for Conventional and FHA Loans in South-Point, OH

Lendersa® is dedicated to ensuring you obtain the best Conventional, USDA, or FHA loan effortlessly. Choose one of the three starting points to connect with matching lenders and loan programs tailored to your needs.

Explore USDA loan request matching results with Lendersa


South-Point Lenders

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.