FHA VS Conventional loan programs in South-Point, Lawrence County, Ohio

In 2026, the Conventional loan limit for South-Point, located in Lawrence, OH is $647,200. In comparison, the FHA limit for a single-family home is $420,680, providing key thresholds needed by prospective homeowners.

Utilize the Lendersa® Conventional loan calculator to examine the best rates available today for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA options side-by-side, aiding you in selecting the most suitable program in OH for your financial status.

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Loan Limits and Downpayment Requirements for 2026 in South-Point, County of Lawrence, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 45680

Available Options for Conventional and FHA Loans in South-Point, OH

Lendersa® is dedicated to ensuring you obtain the best Conventional, USDA, or FHA loan effortlessly. Choose one of the three starting points to connect with matching lenders and loan programs tailored to your needs.

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  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price

  • Funding L.A.
  • 7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
  • Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs

  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including:
    Fixed Rate
    Adjustable Rate
    Conventional
    FHA
    va
    Jumbo"

  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.

  • Vault Mortgage Group
  • 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064
  • Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.

  • Crescent Lenders
  • 2999 Overland Ave, Suite 116, Los Angeles, CA, 90064
  • Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.

  • Pac Shores Mortgage Inc
  • 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064
  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs.
    Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.

  • Supreme Mortgage Group
  • 6080 Center Drive, Los Angeles, CA, 90045
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • My Reverse Options
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.

  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them

  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.