FHA VS Conventional loan programs in 2025 for Wellington, Lorain County, Ohio

In the year 2025, the maximum limit for a conventional loan in Wellington, situated within the county of Lorain, OH, is $726,200. Simultaneously, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's optimal rates between Conventional, FHA, and USDA loans. It helps in assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the most suitable program for your financial needs in OH.

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Loan limits and down payment requirements for 2025 in Wellington, county of Lorain, OH

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is applicable to the zip codes: 44090

Options for Conventional and FHA loans in Wellington, OH

The objective of Lendersa® is to promptly secure the best available Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three starting paths that connect you to suitable lenders and loan programs.

Results from Lendersa USDA loan matches


  • The Ohio Educational Credit Union
  • 2921 Community College Avenue, Cleveland, OH, 44115
  • The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
  • Faith Community Credit Union
  • 3550 East 93rd Street, Cleveland, OH, 44105
  • Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.
  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
  • Cleveland Police Credit Union
  • 2301 Payne Avenue, Cleveland, OH, 44114
  • The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio