FHA VS Conventional loan in Wheelersburg, Scioto County, Ohio

In 2026, the limit for Conventional loans in Wheelersburg, located in Scioto county, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030. Understanding these limits is crucial for potential homebuyers navigating their mortgage options in this region.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to help decide on the program in OH that best aligns with your financial needs.

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2026 Loan Limits and Down Payment Requirements in Wheelersburg, Scioto County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for ZIP codes: 45662

Diverse Conventional and FHA Loan Options in Wheelersburg, OH

Lendersa® aims to secure the best possible loan options—whether Conventional, USDA, or FHA—effortlessly and promptly. Choose from three distinct starting points to connect with lenders and appropriate loan programs tailored to your needs.

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Wheelersburg Lenders

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.