Explore the differences! FHA VS Conventional loan programs in Portsmouth, Scioto County, Ohio
In 2026, the county of Scioto in the city of Portsmouth, OH, features a Conventional loan limit amounting to $726,200 and an FHA limit set at $472,030 for single-family residences.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best Conventional vs. FHA vs. USDA rates, enabling you to assess the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the right program in OH for your distinct financial requirements.
2026 Loan Limits and Down Payments in Portsmouth, located in Scioto county, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the zip codes: 45662
Loan Options: Conventional and FHA in Portsmouth, OH
The aim of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loans without unnecessary delay or hassle. Begin with any of three initial actions that lead to tailored lenders and programs.
Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.
Ohio Valley Bank is credited for many banking ""firsts"" in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
