FHA VS Conventional loan in St.-Helens, Columbia County, Oregon
In 2026, the conventional loan limit for St.-Helens in Columbia county, OR, is $647,200, while the FHA limit stands at $598,000 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Check the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you determine which program in OR best suits your financial needs.
Loan Limits and Down Payment Requirements for 2026 in St.-Helens, Columbia, OR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$414,000
0%
FHA
$598,000
3.5%
This table is applicable to the following zip codes: 97051
Explore Conventional and FHA Loan Options in St.-Helens, OR
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three starting points to connect with matching lenders and programs.
InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
Lends in Oregon
Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process
Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
