FHA VS Conventional loan in Wernersville, Berks County, Pennsylvania

In 2025, the Conventional loan limit for Wernersville, which is part of Berks county, PA, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is set at $472,030. These figures are pivotal for potential homebuyers exploring mortgage opportunities in this specific area.

By employing the Lendersa® Conventional loan calculator, you gain the ability to compare today’s best loan rates, including those for Conventional, FHA, and USDA loans. This tool is instrumental in determining the necessary income, credit worthiness, reserves, and documents required to qualify. Utilizing this advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program in PA for your unique financial situation.

Browse and evaluate loan offers from 100 lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Wernersville, County of Berks, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 19565

Exploring Conventional and FHA Loan Options in Wernersville, PA

The goal of Lendersa® is to facilitate getting you the best loan possible. Choose from one of three starting options to connect with matching lenders and explore possible loan programs tailored to your needs:

Lendersa USDA loan request and matching results


  • Goldwater Home Loans Inc
  • 1755 East Park Place Blvd, Stone Mountain, GA, 30087
  • Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
  • Schaumburg Bank & Trust Company, National Association
  • 1180 E Higgins Rd, Schaumburg, IL, 60173
  • Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Stearns Lending, LLC
  • 1750 E Golf Road, Suite 100, Schaumburg, IL, 60173
  • We help buyers choose the right type of home renovation financing for their needs—and their wants. Sometimes referred to as a rehab loan, this mortgage option opens up more opportunities for buyers who are frustrated by today’s tight home inventories. renovation-financing.com is your online resource for personalized mortgage solutions, fast.
  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.