FHA VS Conventional loan in Burrillville, Providence County, Rhode Island

In 2026, the conventional loan limit in Burrillville, Providence county, RI is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $661,250.

Use Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side to decide which program in RI best fits your financial situation.

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2026 Loan Limits & Down Payment Requirements in Burrillville, Providence County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table applies to the following zip codes: 02839

Loan Options for Conventional and FHA in Burrillville, RI

The goal of Lendersa® is to provide the best possible loan, whether it's Conventional, USDA, or FHA, quickly and without hassle. Choose one of three starting paths that will lead you to matching lenders and loan programs.

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Burrillville Lenders

  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • Lends in Rhode Island
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.

  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • Lends in Rhode Island
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.

  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • Lends in Rhode Island
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.

  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • Lends in Rhode Island
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.

  • Anchor Financial Mortgage, Inc
  • 1 Lonsdale Avenue, Pawtucket, RI, 02860
  • Lends in Rhode Island
  • Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.

  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
  • Lends in Rhode Island
  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.