FHA VS Conventional loan programs in Pascoag, Providence County, Rhode Island

In 2026, the loan limit for conventional loans in Pascoag, located in Providence county, RI, is $726,200. Conversely, the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the best option in RI for your financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Pascoag, Providence County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

This table applies to the zip codes: 02859

Options for Conventional and FHA Loans in Pascoag, RI

The mission of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Select from one of three starting points to identify matching lenders and loan programs.

Lendersa USDA loan request and matching results


Pascoag Lenders

  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • Lends in Rhode Island
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.

  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • Lends in Rhode Island
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.

  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • Lends in Rhode Island
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.

  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • Lends in Rhode Island
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.