FHA VS Conventional loan in Glocester, Providence County, Rhode Island

In 2026, the conventional loan limit for Glocester in Providence county, RI, is $726,200, whereas for a single-family home, the FHA limit is $661,250.

Use the Lendersa® Conventional loan calculator to explore and compare today's top rates among Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, savings, and documentation needed for qualification. This advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in finding the most suitable program for your financial situation in RI.

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2026 Loan Limits and Down Payment Requirements in Glocester, Providence County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

This table applies to the following zip codes: 02814

Available Conventional and FHA Loan Options in Glocester, RI

At Lendersa®, our objective is to help you find the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Select one of three starting points to find matching lenders and the appropriate loan programs.

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Glocester Lenders

  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • Lends in Rhode Island
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.

  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • Lends in Rhode Island
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.

  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • Lends in Rhode Island
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.

  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
  • Lends in Rhode Island
  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.

  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • Lends in Rhode Island
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.

  • Best Financial Mortgage Services Inc
  • 108 Phenix Ave, Cranston, RI, 02920
  • Lends in Rhode Island
  • Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.