In 2026, the conventional loan limit in Smithfield, located in Providence county, RI, is set at $726,200. The FHA limit is $661,250 for a single-family dwelling.
The Lendersa® Conventional loan calculator is a valuable tool for comparing today's best rates between Conventional, FHA, and USDA loans. It helps determine the income, credit, savings, and documents necessary to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on which program in RI best suits your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
This comparison table is applicable to these zip codes: 02828
Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three possible steps to identify lenders and available loan programs that match your needs.
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