FHA VS Conventional loan in Smithfield, Providence County, Rhode Island
In 2026, the conventional loan limit in Smithfield, located in Providence county, RI, is set at $726,200. The FHA limit is $661,250 for a single-family dwelling.
The Lendersa® Conventional loan calculator is a valuable tool for comparing today's best rates between Conventional, FHA, and USDA loans. It helps determine the income, credit, savings, and documents necessary to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on which program in RI best suits your financial requirements.
2026 Loan Limits and Down Payment Requirements in Smithfield, Providence County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table is applicable to these zip codes: 02828
Options for Conventional and FHA Loans in Smithfield, RI
Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three possible steps to identify lenders and available loan programs that match your needs.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Lends in Rhode Island
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
Onyx Capital Lending helps borrowers and investors access capital with a smooth, responsive process. Expect tailored loan options, honest communication, and support from application to closing. Ready to move your project forward? Contact Richard Morency to get started.
One Custom House St, Suite 4, Providence, RI, 02903
Lends in Rhode Island
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
