In 2026, the conventional loan limit for Jamestown, located in Newport county, RI, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $661,250.
Take advantage of the Lendersa® Conventional loan calculator to compare the top rates available today between Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you pick the most suitable program for your financial needs in RI.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $473,800 | 0% |
| FHA | $661,250 | 3.5% |
This comparison table is relevant for the following zip codes: 2835
Lendersa® is dedicated to quickly providing you with the best possible Conventional, USDA, or FHA loan options, without any hassle. Pick one of three beginning strategies to find matching lenders and tailored loan programs.
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