Explore the differences! FHA VS Conventional loan programs in Newport, Newport County, Rhode Island

In 2025, the conventional loan limit in Newport, within Newport county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $661,250.

Utilize the Lendersa® Conventional loan calculator to examine the best rates today for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are essential to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the suitable option in RI for your financial situation.

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2025 Loan Amounts and Down Payment Standards in Newport, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The table applies to the zip codes: 02841, 02840

Available Conventional and FHA Loans in Newport, RI

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans in a quick and efficient manner. Choose from three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
  • Sunrise Banks, National Association
  • 200 University Avenue West, Suite 100, Saint Paul, MN, 55103
  • At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • CasaBella Financial Services LLC
  • 2265 Southwest Mapp Road, Palm City, FL, 34990
  • We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.
  • Blue Water Mortgage and Investments LLC
  • 3906 Southwest San Clemente Court, Palm City, FL, 34990
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Westland Funding Group Inc
  • 10626 Southwest Corey Place, Palm City, FL, 34990
  • Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
  • EAST COAST MORTGAGE LENDERS, INC.
  • 3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
  • "East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.