FHA VS Conventional loan programs in 2026 for Newport, Newport County, Rhode Island
In 2026, the conventional loan limit in Newport, within Newport county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $661,250.
Utilize the Lendersa® Conventional loan calculator to examine the best rates today for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are essential to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the suitable option in RI for your financial situation.
2026 Loan Amounts and Down Payment Standards in Newport, Newport County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
The table applies to the zip codes: 02841
Available Conventional and FHA Loans in Newport, RI
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans in a quick and efficient manner. Choose from three starting points to find matching lenders and loan programs.
BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
55 John Clarke Road, Unit A16, Middletown, RI, 02842
Lends in Rhode Island
"Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
Lends in Rhode Island
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
