FHA VS Conventional loan in Newport, Newport County, Rhode Island

In 2025, the conventional loan limit in Newport, within Newport county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $661,250.

Utilize the Lendersa® Conventional loan calculator to examine the best rates today for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents are essential to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the suitable option in RI for your financial situation.

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2025 Loan Amounts and Down Payment Standards in Newport, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The table applies to the zip codes: 02841, 02840

Available Conventional and FHA Loans in Newport, RI

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans in a quick and efficient manner. Choose from three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
  • Greg Wade Mortgages
  • 21906 North 36TH Way, Phoenix, AZ, 85050
  • For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact. My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.
  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.
  • Brightside Mortgage, LLC
  • 20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
  • Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors
  • Expert Mortgage, LLC
  • 22007 North 36th Street, Phoenix, AZ, 85050
  • We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.
  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • BANNER FEDERAL CREDIT UNION
  • 525 W Brown Rd, Mesa, AZ, 85201
  • Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015. We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.