FHA VS Conventional loan programs in 2025 for Portsmouth, Newport County, Rhode Island
In 2025, the maximum conventional loan limit for Portsmouth, located in the county of Newport, RI, is $726,200. In contrast, the limit for FHA loans on a single-family home is set at $661,250.
Access the Lendersa® Conventional loan calculator to compare today's top rates of Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side to aid you in deciding which program in RI best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Portsmouth, Newport County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table is applicable for the following zip codes: 02872, 02871
Conventional and FHA Loan Options in Portsmouth, RI
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting approaches that result in matching lenders and suitable loan programs.
261 North University Drive, Suite 500, Plantation, FL, 33324
First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.
8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
"We are Committed!
In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen.
This is the reason our motto is:
We are committed to making"
300 South Pine Island Road, Suite 260, Plantation, FL, 33324
US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
1200 South Pine Island Road, Plantation, FL, 33324
Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
