Explore the differences! FHA VS Conventional loan programs in Portsmouth, Newport County, Rhode Island
In 2026, the maximum conventional loan limit for Portsmouth, located in the county of Newport, RI, is $726,200. In contrast, the limit for FHA loans on a single-family home is set at $661,250.
Access the Lendersa® Conventional loan calculator to compare today's top rates of Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side to aid you in deciding which program in RI best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Portsmouth, Newport County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table is applicable for the following zip codes: 02872
Conventional and FHA Loan Options in Portsmouth, RI
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting approaches that result in matching lenders and suitable loan programs.
5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.
"Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
2200 Northwest Corporate Blvd, Suite 309, Boca Raton, FL, 33431
Leading Edge Mortgage was founded in 1997 in Boca Raton, Florida. Our team of experts are passionate about helping customers find their first home, their next home, or ways to refinance so they can enjoy greater financial freedom. To the buyers doing their research online - we understand this process can seem daunting!
1825 Northwest Corporate Blvd, Suite 110, Boca Raton, FL, 33431
Unlimited Mortgage Lending, LLC, a full-service Mortgage Brokerage based in Boca Raton, Florida. We specialize in home loans in Florida. With, Christopher Pierce the owner and licensed since 1998, we bring a combined 20+ years of experience. We have guided many first-time homebuyers to accomplishing their dream of owning their own home.
4800 North Federal Highway, Suite 104A, Boca Raton, FL, 33431
Heart Mortgage Corporation helps you find the best mortgage deal. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
