FHA VS Conventional loan programs in 2026 for Newport-East, Newport County, Rhode Island

In 2026, the conventional loan limit for Newport-East in Newport county, RI, is $647,200. Meanwhile, the FHA limit for a single-family home is $592,250.

Use the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in the selection of the best program in RI for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Newport-East, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $404,800 0%
FHA $592,250 3.5%

This table is applicable for the following zip codes: 2842

Options for Conventional and FHA Loans in Newport-East, RI

The primary goal of Lendersa® is to assist you in securing the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose one of three pathways to find matching lenders and loan programs suited to your needs.

Lendersa USDA loan request and matching results


  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.

  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.

  • Southern Federal Credit Union
  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.

  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.

  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
    *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • AMP Lending
  • 1400 Ravello Dr. Ste N170, Katy, TX, 77449
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    “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.