Explore the differences! FHA VS Conventional loan programs in Middletown, Newport County, Rhode Island

In 2026, the conventional loan limit for Middletown, situated in Newport county, RI, is $726,200. Meanwhile, the limit for FHA loans on single-family homes is $661,250.

The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side for the best program in RI tailored to your financial needs.

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2026 Loan Limits and Down Payment Requirements in Middletown, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

This table applies to the following zip codes: 2842

Loan Options for Conventional and FHA in Middletown, RI

Lendersa® is dedicated to helping you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points for optimal matching of lenders and loan programs.

Lendersa USDA loan request and matching results


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