FHA VS Conventional loan programs in 2026 for Bristol, Bristol County, Rhode Island

In 2026, the limit for conventional loans in Bristol, located in Bristol county, RI, is $726,200. The limit for FHA loans for a single-family home is $661,250.

The Lendersa® Conventional loan calculator is designed to help you contrast today's top rates among Conventional, FHA, and USDA loans. It assists in determining the income, credit score, savings, and documents needed for qualification. This advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best program tailored to your financial needs in RI.

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2026 Loan Limits and Down Payment Requirements for Bristol, County of Bristol, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $661,250 3.5%

This comparison table applies to the following zip codes: 2809

Options for Conventional and FHA Loans in Bristol, RI

Lendersa's® mission is to secure the best Conventional, USDA, or FHA loan for you swiftly and effortlessly. Opt for one of three starting approaches to find suitable lenders and loan programs.

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Bristol Lenders

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Home Loan Investment Bank
  • 1 Home Loan Plaza, Warwick, RI, 02886
  • Lends in Rhode Island
  • Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.