FHA VS Conventional loan programs in Foster, Providence County, Rhode Island
In 2026, the conventional loan limit for Foster, located in Providence county, RI, is $726,200. Meanwhile, the FHA limit for a single-family home is marked at $661,250.
Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision on the optimal program for your financial scenario in RI.
2026 Loan Limits and Down Payment Requirements in Foster, Providence County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This comparison table applies to the following zip codes: 2825
Conventional and FHA Loan Options in Foster, RI
The aim of Lendersa® is to promptly connect you with the best possible Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three initial pathways to find suitable lenders and loan programs tailored to your needs.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
2220 Plainfield Pike, Suite 213, Cranston, RI, 02921
Lends in Rhode Island
Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
