FHA VS Conventional loan in Newberry, Newberry County, South Carolina

For the year 2025, the maximum Conventional loan limit in Newberry, which is located within Newberry county, SC, is $726,200. Meanwhile, for a domestic FHA loan, the limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates between Conventional, FHA, and USDA loans. Evaluate what income, credit, reserves, and documentation are needed for qualification. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program that aligns with your financial needs in SC.

Discover a selection of loan offers from 100 lenders

2025 Loan Limits and Down Payment Specifications in Newberry, Newberry County, SC

Loan Type Maximum Loan Value Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 29108

Available Options for Conventional and FHA Loans in Newberry, SC

The aim of Lendersa® is to quickly connect you with the most favorable Conventional, USDA, or FHA loan available, minimizing any hassle. Start by selecting one of three routes that link you to matching lenders and relevant loan programs.

Evaluated results for Lendersa USDA loan requests


  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with. We believe in hard work, can-do attitudes, and helping people get ahead. Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
  • Associated Healthcare Credit Union
  • 6789 Upper Afton Road, Woodbury, MN, 55125
  • AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.
  • Pipefitters Steamfitters Credit Union
  • 6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
  • We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.