FHA VS Conventional loan in Moncks-Corner, Berkeley County, South Carolina

In 2025, the limit for a Conventional loan in Moncks-Corner, located in Berkeley county, SC, is $647,200, whereas the FHA limit for a single-family home stands at $473,800.

Utilize Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program to suit your financial needs in SC.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Moncks-Corner, Berkeley County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $473,800 3.5%

The table is relevant for zip codes: 29461

Options for Conventional and FHA Loans in Moncks-Corner, SC

The goal of Lendersa® is to swiftly provide you with the best possible loan—whether Conventional, USDA, or FHA—without hassle. Begin by selecting one of three pathways that connect you with suitable lenders and loan packages.

Results for Lendersa's USDA loan requests


  • Sequoia Mortgage LLC
  • 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
  • We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • Home Mortgage Houston.com
  • 9219 Interstate 10 Frontage Rd, Houston, TX, 77024
  • We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.
  • western mortgage corporation
  • 9219 Katy Freeway, Suite 115, Houston, TX, 77024
  • At Western Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Miyaki Financial Inc
  • 710 North Post Oak Road, Suite 208, Houston, TX, 77024
  • Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.