FHA VS Conventional loan in Lexington, Lexington County, South Carolina

In 2026, the conventional loan limit in the city of Lexington, within the county of Lexington, SC, is set at $726,200. For a single-family home, the FHA loan limit is $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate and compare today's most competitive rates across Conventional, FHA, and USDA loans. By determining required income, credit, reserves, and documentation, you can find out what you need to qualify. Our sophisticated mortgage calculator makes it possible to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your financial needs in SC.

Explore loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Lexington, Lexington County, SC

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 29072, 29071

Choices for Conventional and FHA Loans in Lexington, SC

The ambition of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from one of three starting paths designed to match you with ideal lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


  • USA Lending Group, Inc
  • 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
  • We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,

  • Bentley & Leenher Mortgage Consulting, LLC
  • 5307 Highway 290 West, Building B, Suite 5, Austin, TX, 78735
  • We know that each customer has specific needs, and here at Bentley & Leenher Mortgage Consulting, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you are looking for. With a variety of loan programs

  • Waterloo Lending Company
  • 5506 West Highway 290, Suite 300, Austin, TX, 78735
  • Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.

  • 56 Home Loans
  • 4707 Trail Crest, Austin, TX, 78735
  • "56 Home Loans As a mortgage broker, we’re different. We monitor the pricing, loan programs and service levels of over 40 wholesale mortgage lenders to help place our clients with a more competitive mortgage.
    An expert review of your current financial situation and personal goals.
    Customized loan options to meet your goals and save you money."

  • COUNSELORS MORTGAGE CORP
  • 5500 Travis Green Lane, Austin, TX, 78735
  • Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.

  • Westate Mortgage & Realty LLC
  • 1404 Olympus Drive, Austin, TX, 78733
  • At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Wang Mortgage LLC
  • 2009 Vervain Court, Austin, TX, 78733
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Thrive Lending
  • 809 Cuernavaca Dr N, Austin, TX, 78733
  • Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “

  • Lake Community Bank
  • 1964 West Wayzata Boulevard, Long Lake, MN, 55356
  • In 1905, our Bank was founded with a commitment to be the best Hometown Bank and serve the needs of the local community. As our community has grown, so have we. A lot has changed over the years, but our commitment has not. We’re proud to be a local, independent community bank, and we’re here to deliver our best for you.

  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Community Bank
  • 1729 College Boulevard, Alva, OK, 73717
  • Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.