FHA VS Conventional loan in Lexington, Lexington County, South Carolina

In 2026, the conventional loan limit in the city of Lexington, within the county of Lexington, SC, is set at $726,200. For a single-family home, the FHA loan limit is $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate and compare today's most competitive rates across Conventional, FHA, and USDA loans. By determining required income, credit, reserves, and documentation, you can find out what you need to qualify. Our sophisticated mortgage calculator makes it possible to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your financial needs in SC.

Explore loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Lexington, Lexington County, SC

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 29072

Choices for Conventional and FHA Loans in Lexington, SC

The ambition of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from one of three starting paths designed to match you with ideal lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


  • dlb Mortgage Services LLC
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.

  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • S & S Funding Inc
  • 5899 Preston Road, Suite 1203, Frisco, TX, 75034
  • S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes

  • The Mortgage Brokers, LLC
  • 6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
  • The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.

  • AXS Mortgage, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.

  • Bethlehem Mortgage Solutions
  • 5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
  • Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Texas Union Mortgage
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.

  • Texas Union Mortgage
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.

  • AnnieMac Mortgage
  • 78 US Route 1, Cumberland Foreside, ME, 04110
  • We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan

  • Texas Security Bank
  • 1212 Turtle Creek Boulevard, Dallas, TX, 75207
  • Texas Security Bank's mission is to Elevate the Champions of Free Enterprise.

    The way we see it, our best asset is you.

    Being an independent bank gives us a different perspective. Most banks are institutional. We're entrepreneurial. We're not another branch of another mega bank.

    We're part of this community

  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.