FHA VS Conventional loan in Seven-Oaks, Lexington County, South Carolina

In 2026, the limit for a Conventional loan in Seven-Oaks, situated in Lexington county, SC, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,680.

The Lendersa® Conventional loan calculator lets you compare today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to choose the program in SC that best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Seven-Oaks, Lexington County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 29212

Options for Conventional and FHA Loans in Seven-Oaks, SC

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Select one of three starting points that will lead to matching lenders and suitable loan programs.

Results for Lendersa USDA loan requests


Seven-Oaks Lenders

  • Mr Mortgage LLC
  • 325 George Sumner Drive, Columbia, SC, 29212
  • Lends in South Carolina
  • Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.

  • MORTGAGE OPTIONS INC.
  • 6140 St. Andrews Rd, Columbia, SC, 29212
  • Lends in South Carolina
  • The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.

  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203
  • Lends in South Carolina
  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • First Community Bank South Carolina
  • 5455 Sunset Blvd, Lexington, SC, 29072
  • Lends in South Carolina
  • First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.

  • Empire Mortgage, LLC
  • 518 East Main St, Suite 3, Lexington, SC, 29072
  • Lends in South Carolina
  • Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.

  • Bradford Home Loans
  • 925 East Main Street, Suite B & D, Lexington, SC, 29072
  • Lends in South Carolina
  • Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.

  • Integrite First Mortgage LLC
  • 112 Jocassee Trace, Lexington, SC, 29072
  • Lends in South Carolina
  • Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity

  • Digital Mortgage LLC
  • 108 King Lees Court, Lexington, SC, 29072
  • Lends in South Carolina
  • At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options