FHA VS Conventional loan in St.-Andrews, Richland County, South Carolina
In 2026, the Conventional loan limit in St.-Andrews, in the county of Richland, SC, stands at $647,200, whereas the FHA limit for a single-family house is $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate today’s most competitive rates for Conventional, FHA, and USDA loans. Check what income, credit, reserves, and documents are required to qualify. Our advanced calculator helps you compare Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to the best choice for your specific financial situation in SC.
2026 Loan Limits and Down Payment Specifications in St.-Andrews, County of Richland, SC
Type of Loan
Loan Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 29212
Available Conventional and FHA Loan Choices in St.-Andrews, SC
Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Begin by selecting one of three pathways that lead to matching lenders and loan options.
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
206 North Franklin Street, Port Washington, WI, 53074
Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.
From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.
Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
