FHA VS Conventional loan programs in 2026 for St.-Andrews, Richland County, South Carolina
In 2026, the Conventional loan limit in St.-Andrews, in the county of Richland, SC, stands at $647,200, whereas the FHA limit for a single-family house is $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate today’s most competitive rates for Conventional, FHA, and USDA loans. Check what income, credit, reserves, and documents are required to qualify. Our advanced calculator helps you compare Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to the best choice for your specific financial situation in SC.
2026 Loan Limits and Down Payment Specifications in St.-Andrews, County of Richland, SC
Type of Loan
Loan Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 29212
Available Conventional and FHA Loan Choices in St.-Andrews, SC
Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Begin by selecting one of three pathways that lead to matching lenders and loan options.
Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.
The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.
Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.
925 East Main Street, Suite B & D, Lexington, SC, 29072
Lends in South Carolina
Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.
Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity
At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
