FHA VS Conventional loan in St.-Andrews, Richland County, South Carolina
In 2026, the Conventional loan limit in St.-Andrews, in the county of Richland, SC, stands at $647,200, whereas the FHA limit for a single-family house is $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate today’s most competitive rates for Conventional, FHA, and USDA loans. Check what income, credit, reserves, and documents are required to qualify. Our advanced calculator helps you compare Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to the best choice for your specific financial situation in SC.
2026 Loan Limits and Down Payment Specifications in St.-Andrews, County of Richland, SC
Type of Loan
Loan Limit
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 29212, 29210, 29221
Available Conventional and FHA Loan Choices in St.-Andrews, SC
Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Begin by selecting one of three pathways that lead to matching lenders and loan options.
19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.
Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
Members enjoy a variety of financial products and services that reach beyond savings
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
