In 2026, the Conventional loan limit in Irmo, Lexington county, SC, stands at $647,200, while the FHA limit for a single-family home is $420,680.
The Lendersa® Conventional loan calculator allows you to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Use our advanced mortgage calculator to see Conforming Conventional, USDA, FHA, and VA options side by side, helping you select the most suitable program for your financial situation in SC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 29212, 29063
The goal of Lendersa® is to provide you the best possible loan, whether Conventional, USDA, or FHA, in a fast and hassle-free manner. Choose one of three initial steps that lead to suitable lenders and loan programs.
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