FHA VS Conventional loan in Irmo, Lexington County, South Carolina

In 2025, the Conventional loan limit in Irmo, Lexington county, SC, stands at $647,200, while the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Use our advanced mortgage calculator to see Conforming Conventional, USDA, FHA, and VA options side by side, helping you select the most suitable program for your financial situation in SC.

Compare a range of loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Irmo, Lexington County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 29212, 29063

Conventional and FHA Loan Options in Irmo, SC

The goal of Lendersa® is to provide you the best possible loan, whether Conventional, USDA, or FHA, in a fast and hassle-free manner. Choose one of three initial steps that lead to suitable lenders and loan programs.

Results for Lendersa USDA loan requests and matching


  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
  • Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
  • Colorado Mortgage Guy
  • 12413 S Arcaro Creek Ct, Parker, CO, 80134
  • Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.
  • Front Range Lending LLC
  • 10501 Sierra Ridge Drive, Parker, CO, 80134
  • Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Rocky Top Lending
  • 10940 South Parker Road, Suite 223, Parker, CO, 80134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Samurai Capital Mortgage LLC
  • 6111 Ponderosa Way, Parker, CO, 80134
  • Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
  • Colorado Mortgage Connect
  • 11231 Jordan Court, Parker, CO, 80134
  • We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.
  • Core Value Lending
  • 17011 Lincoln Ave, Suite 606, Parker, CO, 80134
  • Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.