FHA VS Conventional loan programs in Irmo, Lexington County, South Carolina

In 2026, the Conventional loan limit in Irmo, Lexington county, SC, stands at $647,200, while the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to evaluate today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. Use our advanced mortgage calculator to see Conforming Conventional, USDA, FHA, and VA options side by side, helping you select the most suitable program for your financial situation in SC.

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2026 Loan Limits and Down Payment Requirements in Irmo, Lexington County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 29212, 29063

Conventional and FHA Loan Options in Irmo, SC

The goal of Lendersa® is to provide you the best possible loan, whether Conventional, USDA, or FHA, in a fast and hassle-free manner. Choose one of three initial steps that lead to suitable lenders and loan programs.

Results for Lendersa USDA loan requests and matching


  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.

  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.

  • Magnifi Financial
  • 20 S 4th Avenue E, Melrose, MN, 56352
  • Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.

  • Central Minnesota Credit Union
  • 20 4th Ave SE, Melrose, MN, 56352
  • Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.

  • Town Square Financial
  • 8552 Murray Grey, San Antonio, TX, 78254
  • At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we

  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve

  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.

  • Neighborhood National Bank
  • 15 Minnesota Ave S, Aitkin, MN, 56431
  • Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer

  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.

  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.

  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.