FHA VS Conventional loan programs in Red-Bank, Lexington County, South Carolina

During 2026, the Conventional loan ceiling in Red-Bank, in the county of Lexington, SC, is set at $647,200. Meanwhile, the limit for an FHA loan applicable to a single-family residence is $420,680.

Discover the power of the Lendersa® Conventional loan calculator to evaluate and contrast the top current rates between Conventional and FHA, and USDA options. This tool helps in identifying the necessary income level, credit score, savings, and documents required for qualifying. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in the decision on which program in SC aligns best with your specific financial circumstances.

Discover and compare loan offers from a network of 100 lenders

2026 Loan Limits and Down payment Requirements in Red-Bank, Lexington County, SC

Loan Category Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This chart is applicable to zip codes: 29073

Explore Conventional and FHA Loan Selections in Red-Bank, SC

Lendersa® is committed to helping you secure the preeminent Conventional, USDA, or FHA loans conveniently and swiftly. You can start with any of the three provided pathways that connect you to suitable lenders and loan offerings.

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Red-Bank Lenders

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • First Community Bank South Carolina
  • 5455 Sunset Blvd, Lexington, SC, 29072
  • Lends in South Carolina
  • First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.

  • Empire Mortgage, LLC
  • 518 East Main St, Suite 3, Lexington, SC, 29072
  • Lends in South Carolina
  • Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.

  • Bradford Home Loans
  • 925 East Main Street, Suite B & D, Lexington, SC, 29072
  • Lends in South Carolina
  • Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.

  • Integrite First Mortgage LLC
  • 112 Jocassee Trace, Lexington, SC, 29072
  • Lends in South Carolina
  • Integrité First Mortgage, LLC (SM) (IFM) is a Christian values company established in South Carolina in 2004 to accommodate the general public's need for a pleasant mortgage alternative to banks, credit unions, and other mortgage organizations. We strive to provide our services with respect, kindness, and integrity

  • Digital Mortgage LLC
  • 108 King Lees Court, Lexington, SC, 29072
  • Lends in South Carolina
  • At Digital Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Lexington Mortgage Center
  • 317 West Main Street, Lexington, SC, 29072
  • Lends in South Carolina
  • Lexington Mortgage Center has been serving the Midlands of South Carolina since 1984. Since our start up as a small company, we have grown to now cover both North and South Carolina. Although we have grown as a company, we still provide that small-town service. Knowledge, Experience

  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • Lends in South Carolina
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.



    Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan

  • Mr Mortgage LLC
  • 325 George Sumner Drive, Columbia, SC, 29212
  • Lends in South Carolina
  • Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.