FHA VS Conventional loan programs in 2026 for Belle-Fourche, Butte County, South Dakota
In 2026, the loan limit for Conventional mortgages in Belle-Fourche, within the county of Butte, SD, is $647,200, whereas for a single-family home, the FHA limit stands at $420,680.
Utilize Lendersa®'s Conventional loan calculator to weigh today's best rates among Conventional, FHA, and USDA options. Determine the income, credit, reserves needed, and documents required for qualification. Our advanced mortgage calculator allows you to contrast Conforming Conventional loans with USDA, FHA, and VA options side by side so that you can choose which program in SD best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Belle-Fourche, County of Butte, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The details in this table apply to zip codes: 57717
Explore Conventional and FHA Loan Options in Belle-Fourche, SD
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Begin with one of these three points to connect with matching lenders and loan programs.
125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
Lends in South Dakota
Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.
We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
Lends in South Dakota
We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
Lends in South Dakota
Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.
Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
