Explore the differences! FHA VS Conventional loan programs in Spearfish, Lawrence County, South Dakota
As of 2025, in Spearfish, which is located in the county of Lawrence, SD, the limit for a Conventional loan is $726,200, while the limit for an FHA loan applicable to a single-family home is $472,030.
Lendersa® offers a Conventional loan calculator that lets you compare the best available rates for Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide which loan program in SD suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Spearfish, county of Lawrence, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table comparison is relevant for the following zip codes: 57783, 57799
FHA and Conventional Loan Options in Spearfish, SD
The objective of Lendersa® is to provide you with the best possible loan—be it Conventional, USDA, or FHA—quickly and with minimal hassle. Start with any of these three steps to find lenders and loan programs that match your criteria.
4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer.
ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
3880 Kilroy Airport Way, Suite 10, Long Beach, CA, 90806
Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California.
As a direct lender, quite frankly, we call the shots.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
3780 Kilroy Airport Way Suite 200, Long Beach, CA, 90806
Jack Skovgard is your premier mortgage broker located in Long Beach, California. Jack offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Long Beach area. Whether you are first time home buyer, purchasing your dream home,
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
