Explore the differences! FHA VS Conventional loan programs in Gatlinburg, Sevier County, Tennessee

In 2026, the Conventional loan limit in Gatlinburg, within the county of Sevier, TN, is $726,200. The FHA limit for a single-family home stands at $472,030.

With the Lendersa® Conventional loan calculator, you can assess today's leading rates for Conventional, FHA, and USDA loans. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program for your financial situation in TN. Evaluate necessary income, credit, reserves, and documents required for qualification.

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2026 Loan Limits and Downpayment Requirements in Gatlinburg, Sevier County, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 37738

Discover Conventional and FHA Loan Options in Gatlinburg, TN

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you, efficiently and without hassle. Choose one of three starting points to link with fitting lenders and loan options.

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Gatlinburg Lenders

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • Lends in Tennessee
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Lends in Tennessee
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Lends in Tennessee
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.