FHA VS Conventional loan programs in Gatlinburg, Sevier County, Tennessee

In 2025, Convetional loan limit in Gatlinburg, county of Sevier, TN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TN is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Gatlinburg, county of Sevier, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 37738

Conventional and FHA loan options in Gatlinburg, TN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
  • The First National Bank of Oneida
  • 18418 Alberta St., Oneida, TN, 37841
  • First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County
  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
  • USA Mortgage, Inc.
  • 4035 Keith St NW, Cleveland, TN, 37312
  • USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer