FHA VS Conventional loan programs in 2026 for La-Follette, Campbell County, Tennessee

As of 2026, the Conventional loan limit in La-Follette, situated within Campbell county, TN, is $647,200, whereas the FHA limit for a single-family dwelling reaches $420,680.

Leverage the Lendersa® Conventional loan calculator to compare current rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in TN for your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in La-Follette, Campbell, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 37766

Conventional and FHA Loan Options in La-Follette, TN

The aim of Lendersa® is to quickly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Choose one of three pathways to find matching lenders and loan programs.

Results of Lendersa USDA loan requests and matches


La-Follette Lenders

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Lends in Tennessee
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.

  • The First National Bank of Oneida
  • 18418 Alberta St., Oneida, TN, 37841
  • Lends in Tennessee
  • First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County

  • Fountain City Finance
  • 5319 N Broadway St, Knoxville, TN, 37918
  • Lends in Tennessee
  • Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience

  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912
  • Lends in Tennessee
  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.

  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921
  • Lends in Tennessee
  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.

  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.