Explore the differences! FHA VS Conventional loan programs in Oneida, Scott County, Tennessee
In 2026, the Conventional loan limit for Oneida, in Scott county, TN, is $726,200. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This advanced tool shows Conforming Conventional loans alongside USDA, FHA, and VA options, allowing you to determine the best program for your financial needs in TN. Assess necessary qualifications such as income, credit, reserves, and required documents.
2026 Loan Limits and Downpayment Requirements in Oneida, Scott County, TN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 37841
Available Conventional and FHA Loan Options in Oneida, TN
The goal of Lendersa® is to find you the best Conventional, USDA, or FHA loan swiftly and without hassle. Start with one of the three pathways to connect with suitable lenders and loan options.
First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County
Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.
ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.
