FHA VS Conventional loan in Parker, Collin County, Texas

In 2025, the limit for conventional loans in Parker, part of Collin county, TX, stands at $726,200. Similarly, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit status, reserves, and necessary documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in your decision about the best program in TX that suits your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Parker, Collin County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to zip codes: 75094, 75002

Explore Conventional and FHA Loan Options in Parker, TX

At Lendersa®, our aim is to swiftly secure the best Conventional, USDA, or FHA loan for you, eliminating hassle. Choose one of three starting points to connect with matching lenders and appropriate loan programs.

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  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
  • State Bank of Missouri
  • 101 NW 2nd St, Concordia, MO, 64020
  • State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
  • National VA Loans
  • 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
  • National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
  • Southwind Bank
  • PO Box 40, Natoma, KS, 67651
  • At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.