FHA VS Conventional loan programs in Parker, Collin County, Texas

In 2025, the limit for conventional loans in Parker, part of Collin county, TX, stands at $726,200. Similarly, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit status, reserves, and necessary documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in your decision about the best program in TX that suits your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Parker, Collin County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table applies to zip codes: 75094, 75002

Explore Conventional and FHA Loan Options in Parker, TX

At Lendersa®, our aim is to swiftly secure the best Conventional, USDA, or FHA loan for you, eliminating hassle. Choose one of three starting points to connect with matching lenders and appropriate loan programs.

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  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
  • Mountain Lifestyles Mortgage
  • 1200 Bleachery Blvd, Asheville, NC, 28803
  • We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
  • MCU Financial Center Credit Union
  • 1462 South Green Bay Rd, Mt. Pleasant, WI, 53406
  • MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us. Let us help you save! Consider joining MCU, only $15 gives you a membership share
  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens. The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978 Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
  • AAA Federal Credit Union
  • 1112 N Bendix Drive, South Bend, IN, 46628
  • AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
  • Franklin Mortgage Solutions
  • 10 Fairway Dr, Springboro, OH, 45066
  • Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.