Explore the differences! FHA VS Conventional loan programs in Balch-Springs, Dallas County, Texas

In 2025, Convetional loan limit in Balch-Springs, county of Dallas, TX is $647,200 while FHA limit is $450,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Balch-Springs, county of Dallas, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

The comparison table applies to zip codes: 75180, 75181

Conventional and FHA loan options in Balch-Springs, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
  • Lisa McClellan Loans
  • 186 Main Street, Trussville, AL, 35173
  • We Make Home Loans That Are As Unique as You. We have the expertise to help you find a great mortgage solution. A 17 year veteran in the mortgage industry, Lisa is passionate about her customer's experience and satisfaction. Lisa McClellan pride herself on exceeding her customer’s expectations in finding the best rates, service, and options.
  • Faith Mortgage LLC
  • 186 Main St, Trussville, AL, 35173
  • Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942. On February 13, 1943 the doors of the new bank were opened.
  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
  • Precision Mortgage Group
  • 920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
  • At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
  • UNIVERSITY LENDING GROUP, LLC
  • 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
  • University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.
  • Western Nebraska Bank
  • 301 Center Ave, Curtis, NE, 69025
  • Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally. To our customers, we pledge performance excell
  • Family Advantage Federal Credit Union
  • 615 West 7th Street, Columbia, TN, 38401
  • vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
  • Kelley Mortgage LLC
  • 105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
  • Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.