FHA VS Conventional loan programs in Carthage, Panola County, Texas

In the year 2026, the limit for a conventional loan in Carthage, county of Panola, TX, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculators allow you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, making it easier to choose the best program in TX for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Carthage, County of Panola, TX

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These figures apply to zip codes: 75633

Conventional and FHA Loan Options in Carthage, TX

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan with speed and ease. Choose one of the three starting points below that lead to matching lenders and loan programs.

USDA loan request and matching results using Lendersa


  • Credit Union of Texas
  • 900 W Bethany Dr, Suite 100, Allen, TX, 75013
  • Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.

  • East Capital Funding LLC
  • 700 Central Expy S, Suite 400, Allen, TX, 75013
  • East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • American Mortgage Company
  • 1002 Raintree Circle, Suite 100, Allen, TX, 75013
  • The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.

  • Texas Best Home Loans LLC
  • 924 Colorado Dr., Allen, TX, 75013
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.

  • Mortgage X-Change
  • 400 W Bethany Dr, Suite 130, Allen, TX, 75013
  • MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.

  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.

  • Bengal Brokerage LLC
  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.

    At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.

  • Dallas Capital Bank, National Association
  • 14185 Dallas Pkwy, Suite 200, Dallas, TX, 75254
  • Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.

  • Texas Pride Lending
  • 14114 Dallas Pkwy, Suite 160, Dallas, TX, 75254
  • "Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.

    If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."