FHA VS Conventional loan in Center, Shelby County, Texas
In the year 2025, the conventional loan limit in Center, within the county of Shelby, TX, is established at $726,200, whereas the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates across Conventional, FHA, and USDA options. It aids in assessing the income, credit, reserves, and documentation required to qualify. With this advanced mortgage tool, Conforming Conventional loans can be viewed alongside USDA, FHA, and VA loans, allowing you to determine which program in TX best suits your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Center, Shelby County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the following zip codes: 75935
Discover Conventional and FHA Loan Options in Center, TX
The primary goal of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan in a quick and straightforward manner. Choose one of three initial paths to find matching lenders and loan programs.
Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
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