FHA VS Conventional loan in Center, Shelby County, Texas
In the year 2026, the conventional loan limit in Center, within the county of Shelby, TX, is established at $726,200, whereas the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates across Conventional, FHA, and USDA options. It aids in assessing the income, credit, reserves, and documentation required to qualify. With this advanced mortgage tool, Conforming Conventional loans can be viewed alongside USDA, FHA, and VA loans, allowing you to determine which program in TX best suits your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Center, Shelby County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the following zip codes: 75935
Discover Conventional and FHA Loan Options in Center, TX
The primary goal of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan in a quick and straightforward manner. Choose one of three initial paths to find matching lenders and loan programs.
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger. Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
