Explore the differences! FHA VS Conventional loan programs in Coppell, Dallas County, Texas

For 2026, the conventional loan limit in Coppell, located in Dallas county, TX, stands at $726,200, while the FHA loan limit for a single-family residence is $531,300.

Use Lendersa®'s Conventional loan calculator to assess the top rates among Conventional, FHA, and USDA loans today. Identify the necessary income, credit, reserves, and documents for qualification. Our powerful mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best-suited program in TX for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Coppell, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to the following zip codes: 75019

Discover Conventional and FHA Loan Options in Coppell, TX

The goal of Lendersa® is to swiftly procure you the finest Conventional, USDA, or FHA loan with ease. Choose one of three approaches that lead to perfect matches with lenders and their programs.

Lendersa USDA loan request results and matching outcomes


Coppell Lenders

  • Kumar Home Mortgge
  • 1340 Otter Way, Coppell, TX, 75019
  • Lends in Texas
  • We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders.

  • AmeriFund
  • 620 Forest Hill Drive, Coppell, TX, 75019
  • Lends in Texas
  • AmeriFund Funding Corporation. Main Office in Coppell, Texas. For more than 23 years Texas based AmeriFund has been providing the guaranteed lowest interest rates and the easiest and quickest application process in the industry. Cutting edge technology the highest locked loan delivery rates in the industry enable us.

  • Watkins Mortgage
  • 549 E. Sandy Lake Rd, Suite 200, Coppell, TX, 75019
  • Lends in Texas
  • Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.

  • NXT Mortgage
  • 137 TX-121, Suite 115, Coppell, TX, 75019
  • Lends in Texas
  • NXT Mortgage Company is a different breed of mortgage company. We are people-focused, rather than profit driven. We donate 10% of our profits to organizations selected by our clients, we offer our team members more profit-sharing opportunities, and our clients save money via the best mortgage options.

  • Las Colinas Federal Credit Union
  • 555 Cimarron Trail, Irving, TX, 75063
  • Lends in Texas
  • The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU).

    During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."

  • KBHS Home Loans LLC
  • 8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
  • Lends in Texas
  • KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab

  • Mr. Cooper
  • 4000 Horizon Way, Irving, TX, 75063
  • Lends in Texas
  • We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA

  • Military Mortgage Shop
  • 405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
  • Lends in Texas
  • Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.

    Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.

  • Global Home Finance Inc.
  • 325 S. Stemmons Frwy, Lewisville, TX, 75067
  • Lends in Texas
  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.