FHA VS Conventional loan programs in Irving, Dallas County, Texas

In 2025, the Conventional loan limit in Irving, Dallas County, TX is $726,200, whereas the FHA limit for a single-family home is $531,300.

Try the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA, helping you choose the most suitable program for your financial situation in TX.

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Loan Limits and Down Payment Requirements in Irving, Dallas County, TX for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This comparison is relevant for zip codes: 75063, 75061, 75060, 75038, 75039, 75062, 75014, 75015, 75016, 75017, 75059, 75261, 75326, 75368

Conventional and FHA Loan Choices in Irving, TX

Lendersa® aims to help you secure the best available Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three different starting options to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • United Home Mortgage Network Inc
  • 3650 Rebecca Lane, Colorado Springs, CO, 80917
  • Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
  • Air Academy Federal Credit Union
  • PO Box 62910, Colorado Springs, CO, 80962
  • Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
  • Iuka State Bank
  • 205 West Main Street, Salem, IL, 62881
  • Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.
  • Marion County Savings Bank
  • 301 W Main St, Salem, IL, 62881
  • MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment