FHA VS Conventional loan programs in Irving, Dallas County, Texas
In 2026, the Conventional loan limit in Irving, Dallas County, TX is $726,200, whereas the FHA limit for a single-family home is $531,300.
Try the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA, helping you choose the most suitable program for your financial situation in TX.
Loan Limits and Down Payment Requirements in Irving, Dallas County, TX for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$531,300
3.5%
This comparison is relevant for zip codes: 75063, 75061, 75060, 75038, 75039, 75062, 75014, 75015, 75016, 75017, 75059, 75261, 75326, 75368
Conventional and FHA Loan Choices in Irving, TX
Lendersa® aims to help you secure the best available Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three different starting options to find matching lenders and loan programs.
SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.
Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.
SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
