FHA VS Conventional loan programs in Irving, Dallas County, Texas
In 2025, the Conventional loan limit in Irving, Dallas County, TX is $726,200, whereas the FHA limit for a single-family home is $531,300.
Try the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA, helping you choose the most suitable program for your financial situation in TX.
Loan Limits and Down Payment Requirements in Irving, Dallas County, TX for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$531,300
3.5%
This comparison is relevant for zip codes: 75063, 75061, 75060, 75038, 75039, 75062, 75014, 75015, 75016, 75017, 75059, 75261, 75326, 75368
Conventional and FHA Loan Choices in Irving, TX
Lendersa® aims to help you secure the best available Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three different starting options to find matching lenders and loan programs.
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