Explore the differences! FHA VS Conventional loan programs in Irving, Dallas County, Texas

In 2025, the Conventional loan limit in Irving, Dallas County, TX is $726,200, whereas the FHA limit for a single-family home is $531,300.

Try the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA, helping you choose the most suitable program for your financial situation in TX.

Review loan offers from over 100 lenders

Loan Limits and Down Payment Requirements in Irving, Dallas County, TX for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This comparison is relevant for zip codes: 75063, 75061, 75060, 75038, 75039, 75062, 75014, 75015, 75016, 75017, 75059, 75261, 75326, 75368

Conventional and FHA Loan Choices in Irving, TX

Lendersa® aims to help you secure the best available Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three different starting options to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
  • INmortgage Co
  • 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
  • INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
  • WCCU Credit Union)
  • 501 North Main Street, Westby, WI, 54667
  • WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
  • Commerce Bank of Arizona
  • 3805 East Broadway Boulevard, Tucson, AZ, 85716
  • Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
  • Great Lakes Home Mortgage
  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
  • Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
  • First Federal Savings and Loan Association of Valdosta
  • 411 N Patterson St, Valdosta, GA, 31601
  • First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.