Explore the differences! FHA VS Conventional loan programs in Carrollton, Dallas County, Texas

In 2026, the Conventional loan limit in Carrollton, in the county of Dallas, TX, is $726,200. The FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to see today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side by side to choose the best program in TX for your financial needs.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment in Carrollton, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to zip codes: 75007, 75006, 75010, 75011

Loan Options for Conventional and FHA in Carrollton, TX

The goal at Lendersa® is to help you get the best Conventional, USDA, or FHA loan quickly, without hassle. Start with one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Sinberg Capital Lending
  • 1099 Main Ave, Suite 300, Durango, CO, 81301
  • At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.

  • ANIMAS MOUNTAIN MORTGAGE INC.
  • 900 Main Avenue, Suite 200, Durango, CO, 81301
  • Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,

  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers

  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable

  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.

  • Family Mortgage CO, Inc.
  • 2203 N. Taft Ave, Loveland, CO, 80538
  • Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.

  • M2 Home Loans LLC
  • 3442 Windsor Court, Loveland, CO, 80538
  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight

  • Arnett & DeVoe Mortgage Group LLLP
  • 1803 North Taft Avenue, Loveland, CO, 80538
  • A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.

  • Barnett Mortgage LLC
  • 1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538
  • Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates

  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.

    We attend every closing. This ensures that your closing transaction goes smooth

  • The Investor's Source
  • 118 E 29th Street Suite H, Loveland, CO, 80538
  • The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/