Explore the differences! FHA VS Conventional loan programs in Carrollton, Dallas County, Texas

In 2026, the Conventional loan limit in Carrollton, in the county of Dallas, TX, is $726,200. The FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to see today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side by side to choose the best program in TX for your financial needs.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment in Carrollton, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to zip codes: 75007

Loan Options for Conventional and FHA in Carrollton, TX

The goal at Lendersa® is to help you get the best Conventional, USDA, or FHA loan quickly, without hassle. Start with one of three paths to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


Carrollton Lenders

  • Jiwani Financial Group
  • 4156 Comanche Dr, Carrollton, TX, 75010
  • Lends in Texas
  • Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.

  • Homefinity
  • 1800 Golden Trail, Carrollton, TX, 75010
  • Lends in Texas
  • "At Homefinity, we understand that your home loan needs to be as unique as your home life.

    Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."

  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Lends in Texas
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.

    Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing

  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Lends in Texas
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.

  • Lendid Loans, LLC
  • 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287
  • Lends in Texas
  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.

  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • Lends in Texas
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Lends in Texas
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Lends in Texas
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • DFW Investor Lending, LLC - Hard Money Lending Dallas
  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • Lends in Texas
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more