FHA VS Conventional loan programs in Farmers-Branch, Dallas County, Texas

In 2026, the limit for a conventional loan in Farmers-Branch, found in Dallas county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home reaches $450,800.

Use the Lendersa® Conventional loan calculator to compare the leading rates of Conventional, FHA, and USDA. Discover necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in TX best matches your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Farmers-Branch, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

Applicable to the following zip codes: 75234

Available Conventional and FHA Loan Options in Farmers-Branch, TX

The objective of Lendersa® is to swiftly secure you the most suitable Conventional, USDA, or FHA loan with ease. Initiate using one of three pathways to align with appropriate lenders and programs.

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Farmers-Branch Lenders

  • 360 Home Lending
  • 12005 Ford Road, Suite 405, Dallas, TX, 75234
  • Lends in Texas
  • 360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors

  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Lends in Texas
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Trusted Mortgage Advisors of Texas
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nonprofit Mortgage
  • 2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
  • Lends in Texas
  • Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.

  • BEAM MORTGAGE, INC
  • 14455 Webb Chapel Rd, Farmers Branch, TX, 75234
  • Lends in Texas
  • "Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
    When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."

  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • Lends in Texas
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Lends in Texas
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Lends in Texas
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • VA Lending Group, LLC.
  • 4001 McEwen Rd, Suite 420, Dallas, TX, 75244
  • Lends in Texas
  • We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.