FHA VS Conventional loan programs in 2026 for Copperas-Cove, Coryell County, Texas

In 2026, the conventional loan limit in Copperas-Cove in Coryell county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Identify the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Copperas-Cove, Coryell, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to these zip codes: 76522

Conventional and FHA Loan Options in Copperas-Cove, TX

The aim of Lendersa® is to find the most suitable Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three starting paths to connect with matching lenders and loan programs.

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Copperas-Cove Lenders

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • Lends in Texas
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • Lends in Texas
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • Lends in Texas
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.

  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Lends in Texas
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Lends in Texas
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • First Texas Bank
  • 900 Austin Avenue, Georgetown, TX, 78627
  • Lends in Texas
  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.