FHA VS Conventional loan programs in 2026 for Gatesville, Coryell County, Texas

In 2026, the conventional loan limit in Gatesville, located in Coryell county, TX, is set at $726,200, while the FHA loan limit for a single-family home is $472,030. This provides essential guidelines for potential homeowners.

Use the Lendersa® calculator to compare the best rates for Conventional vs. FHA vs. USDA loans today. Determine the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in TX that fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Gatesville, Coryell County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 76528

Options for Conventional and FHA Loans in Gatesville, TX

Lendersa® aims to quickly and expertly secure the best Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting points that lead to matched lenders and loan programs suited for your needs.

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Gatesville Lenders

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • Lends in Texas
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Lends in Texas
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • Lends in Texas
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.

  • Educators Credit Union
  • 501 West State Highway 6, Waco, TX, 76712
  • Lends in Texas
  • Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs

  • Alliance Bank Central Texas
  • 191 Archway Drive, Woodway, TX, 76712
  • Lends in Texas
  • Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • Lends in Texas
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.