FHA VS Conventional loan programs in 2026 for Lampasas, Lampasas County, Texas

In 2026, the Conventional loan limit in Lampasas, within Lampasas county, TX, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to explore and compare the leading rates for Conventional, FHA, and USDA loans. This tool helps you figure out the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to find out which program in TX suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Lampasas, Lampasas County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to the following zip codes: 76550

Explore Conventional and FHA Loan Options in Lampasas, TX

The goal of Lendersa® is to quickly find you the best Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three pathways that lead to suitable lenders and loan programs.

Explore USDA loan requests and matching results at Lendersa


  • JB Mortgage Group
  • 8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
  • JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.

  • Abundance Home Mortgage
  • 11824 Jollyville Road, Suite 503, Austin, TX, 78759
  • Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.

  • UFCU
  • 8303 N Mopac, Suite A105, Austin, TX, 78759
  • University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.

  • SLI Mortgage, LLC
  • 10206 Vaquero Trl., Austin, TX, 78759
  • It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.

  • Highlander Mortgage
  • 9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
  • Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.

  • Streamline Funding Group, LLC
  • 9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759
  • Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality

  • Mortgage Pros Inc
  • 6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
  • Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction

  • Wiser Lending
  • 6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
  • Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.

  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.

  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.

  • Home Financing Direct, LLC
  • 12013 Nevada Dr, Austin, TX, 78738
  • Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today

  • Lakeway Lending
  • 2802 Flintrock Trace# 212, Austin, TX, 78738
  • Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.